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A home in Memorial Forest, where home prices have appreciated 85 percent in the past decade. Home appreciation can play a. Mortgage interest rates are historically low, and the conditions are ideal for U.S. borrowers to refinance a home loan.
It is now my pleasure to introduce your host, Laura Clark, Senior Vice President, Capital Markets. Thank you. You may begin. Laura Clark– Vice President, capital markets good morning, and welcome to.
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Laura was very attentive, and always available Laura was very personable and helpful throughout the loan process. As a first time home buyer she was able to guide me and answer all of my questions. However late, and on weekends, she was always available. It was a pleasure working with her and I would highly recommend her to others.
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Mortgage principal is the amount of money you borrow from a lender. If a mortgage is for $250,000, then the mortgage principal is $250,000. You pay the principal, with interest, back to the lender over time through mortgage payments.