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Banks vs Surety Companies When discussing Performance Bonds with clients, it is important to note that this type of product is not an insurance product. Premiums therefore are not subject to IPT. It is common for clients to use their bank for this type of financial surety. Banks, however, generally take 100% cash collateral
yourself in financial difficulty, we encourage you to talk to us with a view to entering into repayment arrangements. If we can’t help you, you have the right to apply to a registered debt counsellor to help you in this regard. Will the NCA apply to me? The NCA was passed mainly to protect the consumer (regardless of his or her personal wealth).